@gryphter said in Real World Peeves, Disgruntlement, and Irks.:
Why in the hell am I battering myself against this joyless, soul-killing job only to not afford my life?
So, I feel this. Here's my situation:
I drive to a job that is forever far away.
I drive a 15 year old truck that gets 15 miles to the gallon.
I spend as much on gas in a month as most people spend in rent.
I applied for a loan on a new car, doing all the math to show that getting a new car, including the freaking car payment and insurance AND GAS, would save me roughly 400 a month. Sweet deal right?
Nope. Bank says I need a cosigner. Nobody I know will co-sign a loan, or if they can their credit sucks.
So I continue spending ridiculous amounts of money, and not being able to move because I cannot save money. so I remain in this situation seemingly forever because I have no money to put into anything that would raise my credit enough to not need a cosigner.
Feeling trapped and not knowing why you're doing what you're doing is awful.
ETA: I literally took charts and graphs and formulas and projections and such to the bank with me like I was trying to start a new business. Still no dice.
ETA2: My relationship with my s/o ensures that I can receive a fucking fabulous discount on Hondas too. I even included that, showing that it would be thousands of dollars cheaper than for everyone else, and that the three smaller loans that I've had through that bank all got paid, on time, without a single missed or late payment. STILL NO DICE. WTF, BANKS? Do you not want to make money or what?