I was gonna put this in peeves, but -- I'm angry. Like, really super angry, the more I think about it.
My bank kind of fucked me. Most banks, if you have overnight transactions, will process deposits before debits. Because that tends to be the natural thing to do.
Apparently, not my bank. I scheduled some bills to get paid today. And they did. Four of them. But the bank processed these before they processed my paycheck.
And now, due to the order in which they processed this shit, I have almost two hundred dollars in overdraft fees. Which the bank refuses to cover, even though they are due in their entirety to the order of processing. That the bank decided on.
I can normally eat an overdraft fee. It'll hurt. But I usually have some flexibility there.
But I work for the government in a 'fiscally conservative' red state. Which means that I get paid significantly less than my private-sector counterparts. To the tune of five figures. I can't just absorb $200 in fucking fees like it's nothing, especially after putting stuff off for almost two weeks in an effort to avoid overdraft fees in the first place.
So now, I get to play the fun adult game of 'do I have enough food to last for two weeks if I skip groceries, and can I absorb yet another overdraft fee for the fucking rent that this bank has eaten into the funds for, and can the brake pads I was planning on changing this week make it another two weeks? Do I ask my friends for help when my life is completely unpredictable and I cannot promise I can repay it on a set schedule? Do I reach out to family and hope against all hope that they don't try the same manipulative psychological bullshit that caused me to shut them out in the first place?'
I hate this feeling.
u catbot
