I would say it depends on the stats the person using it for justification has, for example if they are playing someone capable of running a business that $20,000 could be used as seed money for a new enterprise.
Depending on the setting though I think hard coded resources can be a good thing but not really for modern settings. After in RL my purchasing power has very to do with the money I have in my wallet or the balance of my bank account but how much credit companies think I can borrow and pay back with interest. That is why credit card companies will give away all sorts of shit on college campuses to get students to fill out apps, not because the students have money now but because of the potential earning. (And likely poor decision making that will lead to a significant portion of those earnings becoming profits later.)
Dragons are little of all of it: They started out as beasts , that were tamed, and then began to be bred for intelligence ( and size, both large and small- some rich lady wanted a lap dragon of course). Most are 'controlled' with magic. They've got a variety of intelligence levels, so magical collars are more about 'spacial awareness for the less intelligent ones. Human-intelligence dragons are deemed a kind of 'citizen'.
I would say yes there are nations that are rising up currently. The city of 'Kirag' is one such region ( where the game would be based/ is based).
Slavery? Its not restricted to color or ethnicity, but is based based around... something else. People started created 'Slave lines' for particular duties, but magically reinforcing them. (So the rich and powerful got 'more fancy', while the slaves got more 'practical'). It got hammered about 200 years ago, so its more 'classism', in Napoleonic dress than anything. People pinging you for your heritage mostly: Got a lot of courtesan slave-blood in (and so look extra gorgeous?) Someone's probably gonna remark on it, and might try to peg for work as a Courtesan, not that its wrong to use it, but its sterotpying to the extreme.
Plenty of Industry relating to dragons. (Dragons are measured in Feet), so the Largest is about fifteen foot tall and 30ft long, (wing spans vary, if they are flying-varities, the utmost would likely be around 160ft.) If not, Wings are gonna be all over the map. (small, non fuctional ect).
Noblity is 'earned', its a meritocracy, as is Royalty ( its a combination, the Divine Right, comes from specical Oracles and confirmation via sacred objects. Each House has one. So becoming Peerage, says: You have some that Oracles have seen worthy.
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