Real World Peeves, Disgruntlement, and Irks.

[Ganymede]

Struggle bus.

I'd love to play, I think. I would. I haven't played an alt in weeks.

But I can't. Associate is leaving the firm for better places. Work is piling up. Everyone's worried around me.

I owe taxes for the first time ever this year. I'm behind in some payments on my partnership purchase.

Just not a good time.

Considering permanent retirement.

[WildBaboons]

@reimesu said in Real World Peeves, Disgruntlement, and Irks.:

@Wretched I'll never understand people's fear of brown eggs. They're the best!

I've never heard of the fear of brown eggs. Odd. But around here at least they are 30-40% more expensive than white so tend to sell less.

[Quinn]

Brown eggs are local eggs and local eggs are fresh!

[silverfox]

@WildBaboons

My sister dislikes them because sometimes she finds that bits of chick have started developing. We like our baby chickens as goop thanks.

[Wretched]

@silverfox Anecdotally, I only got bloody bits in white eggs.

[Rinel]

@Auspice said in Real World Peeves, Disgruntlement, and Irks.:

@TNP said in Real World Peeves, Disgruntlement, and Irks.:

@RightMeow said in Real World Peeves, Disgruntlement, and Irks.:

People were panic shopping. They do this for storms too. Oh there's going to be a blizzard (that people live through every year) wipe out the stores of their stock and replenishment.

I went to the supermarket Friday. There wasn't any meat on the shelves. No chicken, no pork, not beef. Not even the cuts that are over $10.99/lb

I went shopping right before Hurricane Irene and then Hurricane Sandy the following year. It was business as usual. This is unprecedented./

Agreed.
Having grown up in MD and lived for a while in SC: this is well and beyond what you get from a blizzard or hurricane.

Depends on the hurricane, tbh. A good cat 3 or 4 will see shelves emptied, too.

@Ganymede said in Real World Peeves, Disgruntlement, and Irks.:

Struggle bus.
I'd love to play, I think. I would. I haven't played an alt in weeks.
But I can't. Associate is leaving the firm for better places. Work is piling up. Everyone's worried around me.
I owe taxes for the first time ever this year. I'm behind in some payments on my partnership purchase.
Just not a good time.
Considering permanent retirement.

FWIW I've very strongly considered quitting law the past few weeks, myself. In my case it's not really much of a choice because I can't get accommodations anywhere but where I work. So for now, I am stuck. But I feel you.

[Darren]

I still can't believe that I was on the phone with Sprint for 2 hours and 24 minutes today trying to figure out why my backup phone suddenly stopped being able to send and receive texts >.<

[ZekeTheG33k]

My grump today is the market taking a dump and causing my 401k to drop 28.88% over the span of 2 days. Then because of talks of a stimulus package increase reduce to -24.98%. It is really annoying how volatile the market is.

[Ganymede]

@Seamus

Good news!

Oh, wait.

Could it be because the package has not yet passed, is being held up by Kentucky, and likely will not solve the underlying issues of the pandemic?

Yeah.

[ZekeTheG33k]

@Ganymede said in Real World Peeves, Disgruntlement, and Irks.:

@Seamus

Good news!

Oh, wait.

Could it be because the package has not yet passed, is being held up by Kentucky, and likely will not solve the underlying issues of the pandemic?

Yeah.

I am aware of it, but it really hit me hard. I've been doing my 401k since I was 22. So a -28% drop was quite a chunk of money, we are talking high six figures. I'm just really grumpy about it. That's all.

[Tinuviel]

@Seamus said in Real World Peeves, Disgruntlement, and Irks.:

we are talking high six figures.

[ZekeTheG33k]

@Tinuviel said in Real World Peeves, Disgruntlement, and Irks.:

@Seamus said in Real World Peeves, Disgruntlement, and Irks.:

we are talking high six figures.

It really isn't my fault that you may not take your fiscal security seriously. I plan to not have to work when I decide to retire and as such I have invested in that plan. It wasn't a brag moment, just to illustrate why I was peeved by it. So... yeah.

[Tinuviel]

@Seamus said in Real World Peeves, Disgruntlement, and Irks.:

It really isn't my fault that you may not take your fiscal security seriously.

I don't think you get to pull that line when you're peeving about losing a bunch of money.

[Ganymede]

@Tinuviel said in Real World Peeves, Disgruntlement, and Irks.:

I don't think you get to pull that line when you're peeving about losing a bunch of money.

There is an unmistakably high amount of irony when preaching but not showing compassion for people’s fears and concerns.

[Tinuviel]

@Ganymede said in Real World Peeves, Disgruntlement, and Irks.:

@Tinuviel said in Real World Peeves, Disgruntlement, and Irks.:

I don't think you get to pull that line when you're peeving about losing a bunch of money.

There is an unmistakably high amount of irony when preaching but not showing compassion for people’s fears and concerns.

Preaching without showing compassion is called... religion, isn't it?

[Jeshin]

Peeve about the economy :shake fist:

Privatizing profits and socializing losses is morally and ethically wrong.

What is also morally and ethically wrong is all of these retirement funds and brokers telling you buy and hold the markets volatile you'll come out ahead in the long run. The FED is not shooting 2 trillion+ into the market for people to buy and hold. Gold isn't down 2% for people to buy and hold. Major institutional investors are liquidating their positions while telling your mom and pop retail investors to hold on. Everyone is scrambling to hedge and unwind and now is not the time to be invested in the market if you don't know what you're doing.

The people who knew what they were doing are taking unprecedented losses and their whole job is to not do it.

[ZekeTheG33k]

@Jeshin I will be the first to admit, that I do not know what I am doing. However, I have learned enough from my 20 years of playing with my 401k to set what I feel I am comfortable with. I get there is market volatility, it just irked me that over something that is just marginally worse than the flu has caused such a significant impact. I would agree now, if you don't know what you are doing would be a bad time to start, but my 401k doesn't allow me to liquidate it as long as I'm employed with my employer, and I'm not getting fired anytime soon, given the recent promotion and raise, but you never really know. I follow the strict budgeting plan that I was taught early on. 20% of each paycheck goes into savings every payday. 15% of pre-tax into 401k. 2% of pre-tax into Health Spending Account, the the rest to pay bills and goof off with. There is a lot of stuff that I will be all willy nilly about but finances is not one. This policy saved my ass when I was in the hospital and out of work for over 3 years recovering from cancer the last time.

[Ganymede]

@Jeshin

Your statement to me is so fundamentally unreasonable that I'm not sure how I can unpack it.

[Jeshin]

@Ganymede

Unpacked!

Privatizing profits - When the economy is good only those invested benefit.
Socializing losses - When the economy is bad suddenly the Government (via taxpayers) should come help a company that was all about profit for their shareholders and nothing else before. Suddenly it's in the national interest.

It is generally deemed a moral hazard to advise one group to do something while doing the opposite. Brokers and retirement funds encouraging retail investors to stay engaged in the market instead of pulling out and re-investing once a bottom has established are themselves getting out of the markets or shifting to new markets but not advising the same to their buy and hold customers.

[Roz]

@Seamus said in Real World Peeves, Disgruntlement, and Irks.:

just marginally worse than the flu

?????