Health and Wealth and GrownUp Stuff
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@mietze RIGHT THERE WITH YOU.
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@mietze You have reminded me I'm almost the age my mom was when she started. I need to look into some things.
Are you getting any treatment for it? I hear hormone therapy is wonderful.
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This sounds a weird new version of the Powerpuff Girls.
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@greenflashlight nope, I don't want HRT. Being on hormonal bc as a younger woman gave me massive migraines and some clotting issues, and I also have some breast cancer history in my family.
I just am ready to be done with the kind of periods and cycles one gets in perimenopause. Ready for liberation!!
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I had a surgery go way wrong, and ended up in sudden menopause waaaaaay too young. HRT has saved lives... mainly those around me, because I woulda killed someone.
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@mietze said in Health and Wealth and GrownUp Stuff:
Perimenopause fucking sucks, can I just be done with this already.
I've been dealing with this for the last year or so and I agree. It sucks. I am so ready for the end of all of this crap to be done so I can maybe not have hot flashes and other shit this part of life entails.
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I just want want my uterus to be removed fully
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@silverfox Seconded. My mom had a radical hysterectomy at 35. She's had to take estrogen pills ever since but like... small price!
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TIL of the existence of a 3.5 lb, 9-inch Reese's peanut butter cup meant to be cut and served like pie. I cannot convey the depression I am struggling with right now. Like, there's novelties, and there's indulgences, and then there's public vomitoriums, you know?
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@greenflashlight said in Health and Wealth and GrownUp Stuff:
Like, there's novelties, and there's indulgences, and then there's public vomitoriums, you know?
You've described the endless news cycle in America so well in this one sentence.
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The way the real estate crisis is hitting different households is astounding.
We have good jobs. Even so buying a house in the GTA is a fool's errand; to even start the conversation the down-payment is hefty and the interest rates pretty absurd. Any half decent place - and my standards are not high, it just can't be a condo due to the pets situation - would go near or over seven digits. That's not doable.
So instead we rent. Renting a place used to be easy, straight-forward even; that's no longer the case. Our previous landlord sold the house to someone who planned to move in so we had no choice but to move out - in the middle of the pandemic - yet even with a liberal budget for the new lease we got into bidding wars. For a rental! This was nuts. It is just stupid.
So now that we have a place leased we are well aware of how little leverage there is. All a landlord needs is an excuse to sell; there's just so much cash being floated around, and we'd be going through the same song and dance of finding another house again.
For instance we're being very cautious with repair requests. The front door wedges into the frame since it doesn't fit quite well and creaks like the gates of hell when it's opened. The real estate agent's repairman outright told me it's because the door needs to be replaced, when one of its two locks had to be removed since it didn't align well with the frame.
But asking for expensive maintenance is tricky. They could decide it's too much and just pull the trigger on selling. So instead those creeeeaaaaks! as it turns out are totally fine.
I can't even imagine what people in actual financial dire straits need to compromise with in similar situations.
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@arkandel said in Health and Wealth and GrownUp Stuff:
The way the real estate crisis is hitting different households is astounding.
From the supply side, builders are being hit by "the Amazon effect." Amazon is apparently buying every single building material you can think of for the purpose of constructing distribution centers world-wide. In North America, where building materials must meet relatively-strict requirements, Amazon is buying the shit out of materials. This is causing materials prices to spike, in the words of a local developer, around 180%.
Whereas during the pandemic there were rising costs due to lack of labor, there is now rising costs due to shortage of materials. Add them together and new home prices are rising meteorically.
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@ganymede Gets better, though. Insurance companies are now being pickier about what houses they'll insure! My mom's house was built in 1982. The roof was last replaced about 11 years ago, but has been inspected and found to still be structurally sound. However, insurance companies in Florida are now claiming they won't insure houses that are more than 20 years old... or that have roofs more than 10 years old.
So now she's having to scramble to get new insurance in place, only to find out that there's maybe 3 companies left that will still insure her house. She's not a flood zone, and there hasn't been anything more than a Category 1 hurricane that's hit her area in the last 20 years... but they now claim that it's too high of an insurance risk and they won't cover it. So she's having to pay an increased insurance cost from a less reputable company so that she can have insurance on her house so that she can have the roof replaced... so that she can have lower insurance with a 'reputable' company.. that refuses to insure her house because it's 'too old'.
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@too-old-for-this said in Health and Wealth and GrownUp Stuff:
@ganymede Gets better, though. Insurance companies are now being pickier about what houses they'll insure! My mom's house was built in 1982. The roof was last replaced about 11 years ago, but has been inspected and found to still be structurally sound. However, insurance companies in Florida are now claiming they won't insure houses that are more than 20 years old... or that have roofs more than 10 years old.
So now she's having to scramble to get new insurance in place, only to find out that there's maybe 3 companies left that will still insure her house. She's not a flood zone, and there hasn't been anything more than a Category 1 hurricane that's hit her area in the last 20 years... but they now claim that it's too high of an insurance risk and they won't cover it. So she's having to pay an increased insurance cost from a less reputable company so that she can have insurance on her house so that she can have the roof replaced... so that she can have lower insurance with a 'reputable' company.. that refuses to insure her house because it's 'too old'.
The entire premise of insurance is a thing that, I strongly feel, our generation is going to eventually just nope out of.
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@derp said in Health and Wealth and GrownUp Stuff:
The entire premise of insurance is a thing that, I strongly feel, our generation is going to eventually just nope out of.
Among other things, evidently. Cardboard boxes for everyone!
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Our complex just got bought out by another company. I REALLY do not want to move in the winter.
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@macha No wonder they have been so insert word I can't think of that makes sense here recently.
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@alamias No this is my apartment complex, not the job lol
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@macha Ah...my mistake.