Posts made by Macha

I am stressed to breaking. Between trying to fix everything with the car, trying to find a new place to live (with the future roommate suddenly getting super distant, and doing all the paperwork and legwork, etc), bullshit from my current roommates, being stuck here in the house, not able to go see my doctor about this fucking sinus infection that will not go away, or my ADHD meds, my pain is ridiculously high, my monthly biologic to help that is late because of the mess with my car and I couldn't go get it, and they forgot to ship it out to me...

I'm falling apart. I can't stop crying today - breaking down into screaming sobs more than once - and this is just.. not me. It's horrible. And I feel GUILTY for it, because my work performance today is suffering. (I kicked MAJOR work ass, yesterday). I called my boss to try and tell him I was having a hard time - "Just keep doing what you do." Other people "Take it step by step" - There's no step to TAKE. I'm STUCK. I can't get in to see a therapist and I'm so lost.

@too-old-for-this I've already emailed... several people. I don't mean customer service. I mean the director of complaints, the president of financial, etc.

@too-old-for-this So I can in my rights, request a copy of that recorded call, right? Because once I have that, they may as well give it to me in writing.

@too-old-for-this But they've stated multiple times on the phone, that I am /not/ liable for the loan, since I am willing to let them reclaim the vehicle. They even informed me that if it auctions well, I may have to claim that on my taxes next year.

It may also be because the bankruptcy is due to Covid (lost jobs and income, for primary and myself)

@too-old-for-this So question. If I request a call from their bankruptcy department, where they stated I am not liable for the loan, do they need to provide that to me?

See, I just wanted an email, stating that due to the filing of the bankruptcy, I was not liable for the loan, and the car was back in the lien holder's possession. So, you know, I can carry on with my life and get a car I already have lined up - barring proof of that.
Capital One insisted they do not provide such things.

@too-old-for-this Sadly, I don't have any of the calls where the outsourced company (Yes, non-native English speakers, that was part of the problem, as there were issues trying to understand each other), refused to verify me.

Man, I wish I had known all this a couple days ago. I already walked away. Due to the bankruptcy, I'm not obligated to keep paying the loan, and I've already put a (tiny) bit of money down on a car to hold it for a week so I can buy it. Honestly, this car is the same model, et, but in way better shape, better trim level, and the monthly payments and percentage are lower.

I'm not sure if I have the energy to go after Cap One. The stress levels in my life without all this bullshit have been stupid high as is.

So somehow the cosigner on my car loan ended up as primary listed with Capital one. She had to file for bankruptcy thanks to Covid.

So Capital One shipped the loan off to be handled by specialists. Who since I was neither primary, nor the person in bankruptcy, kept refusing to verify me to take the payment.

So Capital one came and took the car, overnight, when I didn't have money on top of the payments to give them for fees and shit.

So... yeah. Trying to get a car, and my credit just took a hit, and I've been trying to afford to move.. Meh. One step forward, 6 foot shove back.

@insomniac7809 Well, other things in my life decided to tell me fuck you in a maaaaaaaaaaajor way today, so I didn't get to go.

She won't do a telemed appointment, even though I've already been diagnosed with ADHD.

Well, due to a complete fuckup with no communication in another area of my life, I had to cancel my appointment.

Yay. /S

I go see my PCP today, to talk about (in part) something different for the ADHD.

The Wellbutrin helped VERY short term. A few months, maybe 6? And it was an improvement, but not like what I've heard/read from others about their medications.

So I'm ready to have to fight for adult ritalin, or something. But fuck, I'm nervous.

I love my baby sister. More accurately, I love making terrible jokes at said sister. Reminding her she's my emergency person if I react horribly to the vaccine, or..well anything terribad medically.

And reminding her she doesn't get the life insurance until I'm dead.

I am scheduled for my first vaccine dose, later this week. Why am I nervous already?

Yeah, a friend of mine pinged me yesterday morning, telling me there's a bunch of appts in my town, and since I have the diabeetus, I should be able to get one.

Haha no. Nothing to be found.

@too-old-for-this I would get in trouble for even having my walkman on me BETWEEN classes. Like, having the headphones on my head, even though they were clearly not on my ears (Oh if only I'd had today's wireless earbuds back then. I could have done so much better in school).

The assistant principal would LOOK for me, to try and get me in trouble for having my stuff on me. My stepmonster blew up at her one day. "Is she causing trouble? Is she hurting anyone? STOP CALLING ME."

@cobalt Sending you invisible hugs and energy.

I have a drs appt on Weds. I NEED something for my ADHD, my exec. dysfunction is out of control, I need several other meds adjusted...

I'm just terrified I'm going to be stonewalled.

@too-old-for-this Thank you, for standing up for your son. For understanding what he's going through.

My father just called me lazy and stupid.

Free@Will is an app that will help you find a kind of music to help you 'be more productive'. I used it to see if there was anything better than the one genre I know would at least kinda work for me (Spoiler: Not really)

But it's useful and you can get a free trial.

Mine is techno. I discovered that when I was a teenager. It confused the hell out of my best friend at the time. Techno was her chill music.

I had heard it is a common ADD thing? I mean, having music in one ear while I was in class let me function in college. And lets me get through work super quick

@wretched I mean, I'm a music addict, so I was just wondering. I think I might miss it. Most of the time