@iluvgrumpycat said in RL Anger:
I really love how you can go to the marketplace, qualify for a certain amount of help towards a premium. And then STILL be paying over a hundred bucks a month for a single person with a 6000 dollar deductible. Like....isn't it just cheaper to pay out of pocket unless something really, really, really bad happens? 'cause I'll never spend 6k a year for just going to the dr when I get the seasonal crud.
It's painful because... the marketplace will sometimes suddenly change your cost on you. That was the hard lesson I learned. 
I mean, yes, it's helpful if you HAVE to have insurance, because paying for it raw out of pocket was absolutely out of the question... but then I had to just drop it entirely because when they got ahold of me and went 'oh btw we've decided to charge you $400/mo instead of the $300/mo (for the barest minimum cheapest plan you were on)' I had to go...... oh, I can't afford it at all anymore 
thankfully my job moved me from contractor to employee a couple months later and I was able to get on THEIR insurance which, for top-tier plan, I pay just shy of $200/mo total (and also get vision/dental).
But yeah, the marketplace still needs......a lot of work.
That is my biggest advisement: whatever you get, still make sure to keep something in your budget just in case. Because they might audit you and decide oh, hey, we're gonna start charging you more now.