I am uninsured. My cancer-related costs have run up to about $40-50k. (For cancer, that is cheap.) I got to stage 3c because we couldn't afford chemo. I only got chemo because my oncologist treated me for free. This didn't mean that my treatment was free, but that he wasn't going to charge me HIS fee, and I went through quite a few before finding one willing to treat me at all (because I was uninsured). My prognosis, because I'd had to wait a year between surgery and chemo, was 'a few months to live, maybe a few more with chemo. We want to try to make you as comfortable as you can be for the time you've got left'.
I went unexpectedly into remission, but I wasn't supposed to. Skip the next section if you need to because it's going to be gross, but I want to try to convince folks to stay insured with my real life example.
The excruciating pain of my tumors coming out of my navel and pressing into my rectum, groin and spine, consuming my reproductive system and junk, the physical cost of major surgery that butterflied me on the operating table and took out a football-sized tumor piece by piece because I would have died if it had all been taken out at once (the thing had grown an artery), my side muscles, part of my abdominal wall, scar tissue all over my abdomen several inches thick, and several other bits that I'd love to have; bleeding every day for over a year until surgery, or how much the double infusion (five hours a shot) and the booster shot fucked me up and still fucks me up to this day with permanent severe nerve damage and other damage. And not just the physical, I was a mental zombie for years and I mostly still am. I still have to take five Oxy a day, and fighting to get that prescription was a nightmare even though I respond well to it, have never felt the need to increase my dose, and respond to nothing else as effectively.
I only got my surgery because my tumor exploded: it had so many tendrils snaking out that it wrapped around part of itself and burst. That qualified as an emergency so medicaid covered part of the fee. My chemo did NOT qualify.
This was and has been my life for the last few years. (This is why I get annoyed when people say I did this or that, like, who has the time when you have actual stuff to worry about?)
If I'd had insurance and regular check-ups, this could all have been avoided.
I strongly suggest trying to avoid the horror story that is getting seriously ill whilst uninsured.
I understand premiums suck, but D and I have been paying over a grand a month just to cover our medical costs out of pocket because I am uninsured and she lost her benefits because of my cancer fundraiser (under Trump's new rules, that counted as income, not medical costs; her choice was to drop my treatment or lose her healthcare).
After all that, I now have to become the aide just to save a portion of that because I also have diabetes and we need to have enough money to keep actual food in the house. Considering that several of my friends have been dying from kidney and liver related ailments in some cases due to diabetes, I find it particularly urgent to eat better.
If this country had any semblance of reasonable healthcare, all of this bullshit could have been avoided. I'm originally from canada (no, I could not return to my home country for treatment), and availed myself frequently of health services there, so I know what actual decent reasonable and available and effective healthcare actually is. I feel for everyone struggling with their medical costs, but insurance is necessary or you can die or suffer really horribly.