Important: You can't always sniff out potential offenders before anything happens, and I try to treat everyone very well, even when I have a bone to pick with that person, so this is not a guide to keep sexual harassment 100% off your life, but what works with me to keep it 100% from growing past the point of 'Okay, now I am uncomfortable.' This worked out well with me so far, and I hope it helps someone out there.
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When it gets to The Point where you are uncomfortable and things have taken a weird turn, do not dwell on 'did I do anything to lead us here'. The important thing is that you are clear, and polite, about stopping it. Start logging and reply the following: "Hey, dude, is it okay if we didn't talk or take things in this direction? I am not really comfortable with that and I would like it to stop. We good?" Most harassers will not take the hint, but the good people who are, maybe, overly excited, will. No, not everyone who wants to bone your character is a (total) weirdo.
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If the person insists, then you have an issue, and while still logging (cannot reiterate enough, log this shit) you reply: "Look, I asked one, and pretty nicely. Nothing like this, at all, is happening, ever. If this is not the last time we ever talk about this, I am going to staff. Please stop."
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If you have a harasser that goes on beyond that, LOG THE CONVERSATION and contact staff and send the logs. Be nice to staff, they are probably going to read some weird shit, but demand action.
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If staff fails to do anything, and you have followed these steps, then leave the game, Hog Pit it, bring the logs, and go at it. There is no shame in doing everything right and being harassed.
Add-ons:
i. Do not give your instant messaging information, or ANY personal information, to people you know for less than two months in a MU. That helps when the person reveals to be some psycho.
ii. If a game has a weird atmosphere you feel contributes to this sort of behavior, leave. The emotional stress is not worth playing a werewolf, your favorite hero or in some fictional universe you dig.
iii. Shed light on the subject. You are hardly going to get lambasted for trying to reason with a creep and failing. Moreover, letting the community know what is going on, with PROOF, is a good way to protect others, men or women.
iv. Do not go through steps 1 and 2, only to TS the person or have a sex-filled page talk with them. That will undermine the seriousness of your request and your case. If you made this mistake, you SHOULD still go to steps 3 and 4, but learn and do not repeat the mistake next time.
Did I say log everything?